Roth 401 K Income Limits 2025 Over 55. Workplace retirement plan contribution limits for 2025. Unlike roth iras, roth 401 (k)s don't have income limits.

As kiplinger has reported, if you are younger than 50, the maximum amount you can contribute to a roth 401(k) for 2025 is $23,000. Employees can invest more money into 401(k) plans in 2025, with contribution limits increasing from $22,500 in 2023 to $23,000 in 2025.